An overview of the service of virtual banking in the united states

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An overview of the service of virtual banking in the united states

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These services permit U. Unless indicated otherwise by the context, "linked Bank of America accounts" or "linked accounts" refers to all of your U. Accepting the Agreement When you use any of the Online Banking services described in this Agreement or Transfers Outside Bank of America, or authorize others to use them, you agree to the terms and conditions of the entire Agreement.

Relation to Other Agreements Your use of Online Banking services or Transfers Outside Bank of America may also be affected by a deposit or other agreement between us for your linked Bank of America accounts.

When you link an account to Online Banking services or Transfers Outside Bank of America, you do not change the agreements you already have with us for that account.

Similarly, when you use Online Banking services to access a credit account, you do so under the terms and conditions we gave you in the agreement and disclosure for the credit account. Online Banking Services Note: To access all of the features and services offered by Online Banking and Transfers Outside Bank of America, sign in directly through our web site at www.

Within Online Banking, you can also access optional services such as Bill Payment. Please refer to this Agreement, your applicable account agreement or fee schedule for information on fees for optional services.

Transfer funds between your linked Bank of America accounts on either a one-time or recurring basis, including as a payment to a linked installment loan or mortgage. Transfer funds between linked Bank of America business accounts and linked personal accounts. Transfer funds from your linked Bank of America personal or small business accounts to most Bank of America personal or small business deposit accounts.

An overview of the service of virtual banking in the united states

View current balance information for your linked Bank of America accounts. Review available transactions for your linked accounts. Perform self-service account maintenance such as re-ordering checks, ordering copies of paid checks, requesting copies of monthly checking or saving statements, stopping payment on checks, changing address and phone, and changing your Online ID and Online passcode.

Send us secure online mail messages and questions regarding your Online Banking service. Some of the above services may not be available for certain accounts or customers, or if you access Online Banking through Mobile Banking Apps or Mobile Web.

Bill Payment Services In addition to the Online Banking features listed above, Bank of America customers with eligible deposit accounts may also use the optional Bill Payment service.

If you are a Bank of America customer with a deposit account, you may use the Bill Payment service to: Make one-time or recurring payments online from your linked checking account s and money market deposit account s to companies or individuals Payees you select.

Add personal checking or money market account s that you maintain at another financial institution through the Add an Account from Another Bank feature in the bill payment service. Use the e-Bills feature to: Receive bills from participating Payees View Payee bill summary and bill detail information.

If you are a customer with a Bank of America credit card-only or charge card-only relationship, or with a business line of credit-only or vehicle loan-only relationship automotive, recreational vehicle, boat or aircraftyou may: S based bank by using a recipient's email address or mobile phone number.

Another Bank of America customer or a customer of a different U. Please note that there are dollar amount and other limits for these transfers that may differ from the other Transfers services, as provided in Section 3.

Additional Services Intended for Businesses We offer businesses the ability to create multiple Online IDs each with the access level you designate. In some circumstances, we also permit you to link the accounts of other businesses you own or control.

See Section 7 below for special registration procedures and applicable terms. You do not need to activate these alerts. We automatically activate them for you. Account Alerts allow you to choose optional alert messages for your accounts. Each Account Alert has different options available, and you will be asked to select from among these options upon activation of an Account Alert.Updated world stock indexes.

Get an overview of major world indexes, current values and stock market data. In the United States, the usage of mobile banking differs among demographic groups.

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An overview of the service of virtual banking in the united states
Banking in the United States - Wikipedia